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Terms of use

It is important that our clients read and understand our terms of use before using the product and services offered on our website. We provide this terms of use so that our users (“you”) will have an idea of the various policies that guides our product and services.
We would update this terms of use from time to time. If we make any material changes in the ways we may collect, use, or share information, we will notify you by posting notice of the changes on our site.
Foraminifera Market Research Limited owners of www.foramfera.com makes no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on our website to the maximum extent permitted by applicable law, all such information, software, products, services and related graphics are provided “as is” without warranty or condition of any kind.
By signing up to use our services, you have agreed to our terms of services stated below.
• That all the information provided are correct, accurate and up-to-date.
• That you agree not to defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of other users
• That you would not publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information
• That you would not advertise or offer to sell any scam product/services.
• That you would not upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer
• That you would not harvest or otherwise collect information about others, including e-mail addresses, without their consent.
• That you would not restrict or inhibit any other user from using and enjoying the communication services
• That you would only maintain one account
• That the means of communication shall be proper, standard and understandable English.
For the market research reports on our website and our membership services, the following terms apply.
Intellectual Property Right/ Copyright: All property right, publishing right and copyrights ownership remains the sole property of the publisher, Foraminifera Market Research. The publisher therefore confirms that they own the entire title, right and interest of any of the report placed on foramfera.com. The reports contain confidential information. It is disclosed to you for informational purposes only. Its contents shall remain the property of Foraminifera Market Research. © Foraminifera Market Research 2012. All rights reserved
Refund Policy: Due to the nature of the product and service we offer, we do not make refund for any purchase once made and confirmed to be in order with the product advertised and paid for.
Payment:All payment and transaction on our platform shall be in Naira and where possible US Dollars.
Foramfera.com reserves to the right to terminate your membership to the site if you violate any of this terms.